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Payment technology and the financial space have been revolutionized by Web 2.0. This track looks at the forces driving these changes and web 2.0 trends as they affect finance. We’ll discuss the impact of the growth of micro-payment systems, UGC and finance, new forms of currency (including virtual currencies), the promises and pitfalls of wikis, blogs, and other participatory technologies and communities, and the regulatory issues associated with Web 2.0 in financial institutions.