Alvaro is a chemical engineer with postgraduate training in Data Science, Artificial Intelligence and Robotics. He has 20 years of experience in the financial sector in several leading banks (BBVA, HSBC, La Caixa and Santander). In 2007 he joined Santander as CRM director, where he has developed his career until recently being named Chief Risk Data Officer. Under his responsibility are the areas of methodology and modelling, Big Data in risk and Risk Management Information.
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